Controlling the cost of employee benefits is one of the most important and difficult challenges facing employers today. By designing programs that are cost effective and meet the needs of both plan sponsors and employees, our clients enjoy the most comprehensive programs at the most competitive rates.

Programs offered:

•          Comprehensive group medical plans
•          Group long term disability
•          Group Life & AD&D
•          Section 125 plans
•          Group carveout plans (Life & Disability)
•          Self-Funded medical plans including HSAs & HRAs
•          International medical plans
•          Group long term care plans
•          Retirement planning
•          Vision care

By preparing a business review, we will evaluate your risk management and help you develop a strategy to accomplish your specific financial objectives.

Services offered:

•          Business succession strategies
•          Key person planning & Selective executive benefits
•          Deferred compensation & Benefits planning
•          Retirement planning
•          Disability buy-out programs
•          Disability Overhead Expense plans       



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